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SIMPLE FINANCING FOR
SMALL AND MEDIUM SIZED COMPANIES

With a clear focus of providing alteranative capital to small and medium sized companies our financing complements bank loans.

OUR ADVANTAGES

Accessible

We say YES more than other financial institutions

Adaptable

Financing terms can be tailored to client’s needs

Simple

Easiest and quickest way to receive financing

DO I QUALIFY?

3
Your business has to be working for at least 3 months, however, our average client has been in business for 2 years
Turnover should be at least EUR 3 000 per month, while our clients' average annual income is over EUR 300 0000
1
Your company's tax debt cannot exceed 1 month's turnover

CLIENT EXAMPLES

Financing stories from some of our clients:

​Enola

Attracted financing with a goal to supply chemical laboratory with necessary equipment to continue provision of outstanding services

​Saukumi

Started using Capitalia invoice purchasing services in order to release working capital and ensure faster cash flow

​Gandrs

Increased working capital and purchased further goods in preparation for a new season

Ērenpreiss

Before start of the active season attracted financing to order supplies from Asia for assembly of bicycles

Thomson solutions

After participation in an international fair, company ordered blinds from new suppliers in Germany and Spain, offering greater product range to its customers

Take a look

Expanding the current business, company opened a new store in the centre of Riga that specializes in retailing branded eyewear

Shadow

In order to expand the operations, company purchased additional equipment and materials for providing repair, restoration and pain works

Valtera Restorāns

With additional financing this restaurant in Riga refurbished and complemented its kitchen with new and modern equipment

Taste Caps!

Company that specializes in production of sweets from fruits, berries and nuts attracted capital to cover costs in low season

FINANCING PROCESS

1. APPLICATION AND FINANCIAL STATEMENTS

To apply for financing, please fill in an application form and send in your financial statements (balance sheet and internet bank statements for last 12 months). Returning clients can simplify the process by applying via our financing platform.

2. FINANCING OFFER

After the client has submitted the application, our client manager will contact you to understand more about the financing need and operations of your company. Based on the received data we will conduct evaluation. Usually in one business day we are able to provide indicative terms and conditions of our financing offer.

3. FUNDING

When you approve the offered financing terms, client manager will prepare all the necessary documentation and set up a meeting to sign the contracts. We urge clients also to use the benefits of electronic signatures. Typically financing is transferred to client within one working day since the signing of the agreements. However, if the financing is offered as co-investment with other investors (for example, through our crowd-financing platform), reception of financing can be longer - typically 1 to 3 months.

FINANCING PRODUCTS

To accommodate for the various needs of small and medium sized companies we offer a simple range of financing products.

INDIVIDUAL APPROACH

We seek not only to offer financing but assist the client in any financial and other matters to help entrepeneurs to grow and manage their businesses.
Elana Novikova
Specialist,
Business financing
Beatrise Šlitke
Specialist,
Business financing
+371 2880 0880